Terms of service

TERMS OF SERVICE

Hoy Haus

Last updated: December 21, 2025

Welcome to Hoy Haus (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, products, and services (collectively, the “Site”). By accessing or using our Site, you agree to be bound by these Terms.

If you do not agree with these Terms, please do not use our Site.

1. Business Information

Hoy Haus is operated as a sole proprietorship based in Illinois, United States.

2. Use of Our Website

You agree to use this Site for lawful purposes only and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use of the Site.

You may not:

Use the Site for fraudulent purposes
Attempt to gain unauthorized access to the Site
Distribute malware or harmful code
Reproduce or exploit Site content without permission

3. Products & Services

Hoy Haus offers digital products, printable materials, and physical goods.

We reserve the right to:

Modify or discontinue products at any time
Limit quantities available for purchase
Refuse service to anyone for any reason permitted by law

4. Digital Products

All digital products are delivered electronically.

No Refunds on Digital Products

Due to the nature of digital products:

All digital sales are final
No refunds, exchanges, or cancellations are offered once the product has been delivered

Please review product descriptions carefully before purchasing.

5. Physical Products

If physical products are offered:

Shipping times are estimates and not guaranteed
We are not responsible for delays caused by carriers
Returns or exchanges (if offered) will be governed by our Refund Policy

6. Intellectual Property

All content on this Site — including but not limited to:

Planners
Printables
Guides
Text
Graphics
Logos
Branding

is the exclusive property of Hoy Haus and is protected by copyright and intellectual property laws.

You may not:

Copy, reproduce, share, sell, or distribute our content
Use our materials for commercial purposes
Claim our work as your own

Purchase grants you a personal, non-transferable, non-commercial license only.

7. User Accounts

If you create an account on our Site:

You are responsible for maintaining the confidentiality of your account
You are responsible for all activity under your account
We reserve the right to terminate accounts that violate these Terms

8. Disclaimer

Hoy Haus provides lifestyle, wellness, organizational, and fitness-related content for informational and educational purposes only.

We do not provide medical, legal, or professional advice.

You should consult a qualified professional before making changes related to:

Health
Fitness
Nutrition
Medical conditions

Use of our products and content is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, Hoy Haus shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or products.

This includes, but is not limited to:

Loss of data
Loss of income
Personal injury
Business interruption

10. Indemnification

You agree to indemnify and hold harmless Hoy Haus from any claims, damages, liabilities, or expenses arising from:

Your misuse of the Site
Your violation of these Terms
Your infringement of any rights of a third party

11. Privacy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

12. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting to the Site.

Your continued use of the Site constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to conflict of law principles.